White-Label Card Issuing & Fintech Infrastructure

EMIs · PIs · MSBs · Credit Institutions · VASPs

Licensed Institutions

You have the license. We give you the infrastructure to scale it.

BaaS · CaaS · Startups

Fintech Builders

No license, no problem. Launch on our banking and Card infrastructure, branded and secure.

SaaS · Marketplaces · Payroll · Logistics · E-Commerce

Embedded Finance

Add cards and payments to your product. We handle the stack, you own the experience.

Custom-made down to the smallest pixel

Zero Peanuds branding. Anywhere.
App Store and Play Store under your control
Feature toggles per client, product tier, or user group.
Onboarding and KYB flows configured
No feature ceiling.
Buy the source code. No vendor lock-in.

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SEPA

Credit Transfer SEPA Instant Direct Debit Core and B2B Bulk and Batch Payments Verification of Payee TARGET2

SWIFT

Alliance Cloud Direct connector MT Messages ISO 20022

Accounts

Virtual and dedicated IBANs Multi-currency (130+) FX at interbank rates

Open Banking API

Full REST API access Webhooks and real-time events Account and payment endpoints Sandbox environment included

Plug-in Connections

Connect your own providers KYC, AML, and card integrations ERP and accounting connectors Bring your own tools or use ours

Move Money

SEPA Instant, SEPA, SWIFT, CHAPS, Target2, Faster Payments

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Multi-Currency Infrastructure

24+ currencies, multi-currency accounts, FX, seamless cross-border flows

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Crypto & Digital Assets

Wallets, hold, on/off-ramp, buy, sell, send, receive

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Cards & Spending Control

Virtual & physical debit cards, limits, smart spend controls

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Customer Onboarding & Compliance

KYC, KYB, identity verification, document workflows, Transaction Monitoring

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Security & Access Management

Authentication, MFA, permissions, audit trails

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White-Label Platform & Operations

Custom branding, admin tools, integrations, fast launch

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Skip the research phase

We already know which providers work, which do not, and what compliance requires. You start with answers, not questions.

One integration, not eight

Cards, accounts, payments, KYC, and apps through a single technical connection. No vendor management overhead.

Your brand, our stack

White-label apps, dashboard, and backoffice deployed under your name. Your customers never see us.

Built for regulated products

Compliance, audit trails, and reporting are not bolted on. They are part of the architecture.

Live in weeks

Not a pitch. Clients have gone from first call to live product in under two months.

Frequently Asked Questions

Everything you need to know about working with Peanuds. Can't find what you're looking for? Reach out to our team.

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Do I need my own license to launch?

No. Our banking partners work with unlicensed companies, so you can go live without holding your own license. If you already have one, bring your own providers and we connect them into the platform.

How long does it take to go live?

Most clients go live within twelve weeks. Timeline depends on your scope, compliance requirements, and the number of modules involved.

Can I use my own branding?

Yes, fully. Web app, iOS, Android, and the admin backoffice all run under your brand. Your domain, your logo, your colors. We stay invisible.

What if I only need part of the platform?

Pick what you need — cards, accounts, payments — without taking the full stack. Everything is modular. Start small, add more over time.

What card options are available?

Physical and virtual Visa cards, debit, prepaid, and corporate expense setups. Cards run under your brand with custom BIN configurations depending on your programme.

How does Peanuds handle KYB and AML?

KYB/KYC onboarding, transaction monitoring, and sanctions screening are built in. For white-label clients, the compliance layer runs under your operational control with our infrastructure behind it.

How does pricing work?

Case by case. Based on modules, volume, and your setup. Reach out and we’ll put together a tailored proposal.

SEPA

SWIFT

VISA

KYC

KYB

Crypto

MFA

Cards

IBAN

AML

Auth0

API

Powered by the tools that move finance forward

Every module built on battle-tested infrastructure.

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Drop here

Full-stack platform for cards, accounts, and payments.

Who Is It For

Licensed Institutions

Fintech Builders

Embedded Finance

One platform, fully customisable across web and mobile.

Custom-made down to the smallest pixel

The Infrastructure Layer

SEPA

SWIFT

Accounts

Open Banking API

Plug-in Connections

Skip years of fintech ecosystem setup

Move Money

Multi-Currency Infrastructure

Crypto & Digital Assets

Cards & Spending Control

Customer Onboarding & Compliance

Security & Access Management

White-Label Platform & Operations

Our Approach

Skip the research phase

One integration, not eight

Your brand, our stack

Built for regulated products

Live in weeks

Frequently Asked Questions

Powered by the tools that move finance forward